Job: Group U/W Job Family (53788) Mason,OH CG

Jobing Description

Anthem Blue Cross and Blue Shield is a proud member of the WellPoint family of companies. At Anthem, we are dedicated to our mission of improving the health of the people we serve. We believe the best health care coverage can actually help people stay healthy. Bring your expertise to our innovative, performance-focused culture, and you will discover lasting rewards and the opportunity to take your career further than you can imagine.

Group Underwriter Job Family, Mason, Ohio

Hiring level will depend on qualifications and experience of the identified applicant.

Group Underwriter I

Responsible for evaluating eligibility of groups and members in accordance with corporate underwriting guidelines and federal and state statutes. Primary duties to include, but are not limited to: Reviews applications to determine eligibility and completeness, based upon eligibility guidelines. Maintains and assists in the development of eligibility guidelines and manuals. Participates on project teams.

Group Underwriter II

Responsible for determining acceptability of insurance risks and appropriate premium rates for renewal and prospect employer groups in accordance with corporate underwriting guidelines and authority limits. Essential duties to include, but are not limited to: Calculates renewal rates for group cases based on analysis of groups experience, industry and demographics. Prepares annual settlements, ERISA reports, rate projections and post sale review. Performs other duties as assigned.

Group Underwriter Senior

Responsible for determining acceptability of insurance risks and appropriate premium rates for large, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. Primary duties to include, but are not limited to: Calculates renewal rates for complex group cases based on thorough analysis of the groups experience, industry, location, size, and demographic nature. Coordinates with other departments to ensure the accuracy and consistency of account reporting. Proposes rates and terms for group prospects, utilizing a combination of other carrier experience, demographic data and manual rates. Prepares or supervises the preparation of annual settlements, ERISA reports, rate projections, or benefit change increments or decrement. Communicates with sales, administration and claims to assess the rating and administrative impact or benefit and plan changes. Performs other duties as assigned.

Group Underwriting Consultant

Responsible for determining acceptability of insurance risks & appropriate premium rates for large & complex group cases. Position is a technical underwriting expert. Essential duties to include, but are not limited to: Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc. Determines & provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage. Coordinates with other departments to ensure accuracy & consistency of overall account reporting. Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data & manual rates. Performs post-sale reviews. Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments & decrements. Surveys existing product portfolios by market, monitors sales results, trends & needs, recommends product portfolio changes. Assists in establishing rating & administrative procedures. Participates in major multi-functional teams as underwriting representative. Assists in the technical development of underwriting associates, which may include monitoring reports & work flow to provide recommendations on productivity & efficiency improvements. Updates & monitors departmental processes & procedures in compliance with system, regulatory & business requirements. Performs other duties as assigned.

Qualifications

Bachelors degree in related field or a combination of education and experience is required for each job level. Additional requirements include:

O15 Group Underwriter I

Minimum of 2 years of experience in Underwriting, or equivalent required.

E11 Group Underwriter II

Minimum of 3 years of experience in Underwriting, or equivalent required.

E12 Group Underwriter Senior

Three to five years of directly related experience required.

E13 Group Underwriting Consultant

Minimum of 5 years of directly related experience required.

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CPCU, CLU, LOMA, HIAA or other insurance related courses preferred.

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Strong written, oral and interpersonal communication skills.

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Strong logic,analytic and problem solving skills required.

* Ability to work independently required.
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Excellent decision making skills required.

* Strong knowledge of Microsoft Excel, Access, Word, PowerPoint, and Outlook required.

WellPoint is ranked No. 1 among health insurers on Fortune Magazines annual list of Americas Most Admired Companies and has been named as one of the Top 50 Companies for Diversity by DiversityInc Magazine. To learn more about our company please visit us at www.wellpoint.com

Once an offer is accepted, all external applicants are subject to a background investigation and if appropriate, drug testing. Offers of employment shall be contingent upon passing both the background investigation and drug testing (if required).

*Current WellPoint associates: All referrals must be submitted through the formal associate referral process on WorkNet. Official guidelines for the associate referral program can be found in My HR.